Significant numbers of people using the Government’s Help to Buy equity loan scheme in England would have been able to purchase a home anyway, according to a spending watchdog.
First-time buyers now account for the majority of house purchases with a mortgage - but aspiring home owners face raising a £32,000 deposit, rising to £110,000 in London.
THIS year is expected to be a particularly uncertain one for the housing market, which may be making first-time buyers feel somewhat nervous.
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AUTUMN is traditionally the time when the property market gets going again after the summer holiday lull – and many house hunters take their first step on to the property ladder.
First-time buyers in some parts of the country can expect to wait up to seven years longer to get on the property ladder than those in other areas, a report has found.
WITH research showing that the “Bank of Mum and Dad” is set to help with a quarter of mortgage transactions this year, anything that helps first-time buyers is likely to receive a warm welcome.