How much are you worth to a mugger?

NEW research suggests the average Brit regularly carries around £2,600 worth of valuables on them.

Phones, car keys, sunglasses and headphones among the most common items people always have in bags.

A fifth (20%) have had their bag stolen while out of the house, of those 37% were left out of pocket as they weren’t covered by insurance.

Bags are an absolute essential in the modern world as we carry more and more things with us on a day-to-day basis.

With people carrying more technology, bank cards, keys and extra work items than ever before, the risk and cost of having your bag stolen is much graver.

New research, commissioned by UIA Mutual Insurance, reveals that the average Brit actually carries £2,636 worth of valuables on them when they leave the house.

Whether you’re on the train doing your daily commute or out in the car over the weekend, Brits are now worth more than ever to possible thieves.

The most common items being those already mentioned as well as expensive sunglasses, jewellery, travel cards and e-readers. Not to mention the cost of replacing stolen ID such as driver’s license and passport.

Even losing keys can be a costly affair, getting locks replaced or new keys cut.

One of the main problems that follows having your bag stolen is the massive task of replacing all the items you’ve lost.

The survey found that a fifth (20%) of people have had their bag stolen while outside of the house and of those, 41% said they only asked about insurance after they’d been robbed.

Further, 37% of people that had had their possessions stolen admitted they knew they didn’t have insurance and only 21% were sure they were covered on all of their items.